A bank that wants you to like it | Bank loan

Best Bank is proud to be a modern 21st century bank, a bank that has never been here before. It promises to treat its clients truthfully and openly, that all services in its offer will be comprehensible, clear and accessible. Since one of the basic services banks provide and customers expect is loans, let’s talk a little bit more about the Best Bank loan.

How to borrow from Best Bank

They will lend you from 5,000 (which is the lowest possible bank loan in our country) to 400,000 crowns for a period of 6 to 96 months. The bank asks you for the following basic information: Personal data and income confirmation. If you are in default of more than 30 days, you will lose your full bonus immediately. It is definitely worth following the agreed rules!

The contract with the bank can be signed not only at the branch, but you can request its delivery by post or courier, or communicate with the bank online. Once all these formalities have been completed, the money will be transferred to your current account with Best Bank.

Bonus interest rate

Bonus interest rate

How is Best Bank arranged with fees and interest? It is not clear, in fact, it is possible to say that the interest rate of your loan is determined by everyone. How is it possible? Best Bank bet on the positive motivation of its clients – paying properly, paying less. There are no fees for the loan and the interest rate for the loan is only 8.9% per year, with the APR 9.3%.

If you repay properly, you will retain this bonus rate throughout the repayment period. Proper repayment means that you will never owe more than 100 crowns in installments for more than 5 days. If you break this rule, you will lose 20% of the bonus interest rate, each time it is broken, if you fail to reach the base year interest rate of 14.9% and APR 16.8%. If you are in default of more than 30 days, you will lose your full bonus immediately. It is definitely worth following the agreed rules!

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